Latest News
Please read the attached 'Summer Newsletter' to find the latest on Interest Rates and the Share Market ... [ Read more ]
A helpful Fact Sheet to understand the First Home Owners Grant. ... [ Read more ]
Our Lenders

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Welcome to Platinum Finance Solutions
Platinum Finance Solutions is an independent South Australian finance company offering a variety of finance options for both personal and/or business use.
Platinum have access to over 38 Lenders and 1,000 loan options, specialising in these areas:
Click a panel title below to read more.
Home Loans
Choose from over 35 different Lenders and over 1,000 loan options to find the right Home Loan for you, including:
- Variable Rates
- Fixed Rates
- Honeymoon Rates
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- Line of Credit
- Equity Loan
- Split Loan
- Basic "No Frills" Loan
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First Home Buyers
If you're buying your first home we'll assist you to obtain the Government's 'First Home Owners Grant', plus we'll help you calculate exactly what statutory costs are incurred. Most importantly, we'll find the Home Loan that best suits your needs.
Investment Loans
At Platinum, whether you're considering buying an Investment Property or a Share Portfolio to create wealth or for negative gearing, we'll ensure you maximise your taxation benefits when buying your Investment Property, while also ensuring you have the best loan to suit your needs.
"Pre-Approval" Loans
When looking for property you may like to ensure your loan is approved before committing to the purchase. A "Pre-Approval" loan gives you peace of mind that your loan is both affordable for you, and approved in principle by your Lender.
Debt Consolidation
If your Car Loan, Personal Loan or Credit Card is dragging you down, then you should consider a Debt Consolidation Loan. By consolidating your loans together with your Home Loan you can free up some of your hard earned cash and possibly save thousands of dollars.
Refinancing
If you're looking for a lower interest rate on your Home Loan then call Platinum – with over 35 Lenders and 1,000 loans to choose from we can help you find a better deal, and potentially save you thousands of dollars in interest.
Construction Loans
Building your home is an exciting time – selecting the builder, the floor plan, tiles, colours, etc. The one thing you don't need to worry about is your loan – talk to Platinum to organise a suitable Construction Loan so you can concentrate on building your dream home.
100% Loans
Are you trying to break the renting cycle and buy your own home, but having trouble saving for a deposit? Then talk to Platinum about a 100% Loan – you may be closer to your dream home than you think!
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Lo-Doc Loans
If you're self employed and don't have your Financials and/or Tax Returns ready, then a Lo-Doc Loan may be suitable for you.
No-Doc Loans
A No-Doc Loan may be suitable if you are unable to provide proof of your income.
Hard to Get Loans
Have you been declined by your Bank? There are other options – talk to Platinum about our Hard to Get Loans.
Reverse Mortgages
A loan for Seniors with no loan repayments.
Second Mortgages
Typically used as a short term finance option; usually sought when the first mortgagee is unable or unwilling to provide the extra finance sought.
Bridging Finance
If you're buying a new home and still trying to sell your old one, you may need Bridging Finance. This type of loan means you don't have to wait to sell your current home to get into your new dream home.
Business & Commercial Loans
If you're in business, looking to buy an established business, or even to start a new one, then Platinum can assist you to find the right finance - including:
- Overdraft
- Term Loans
- Commercial Property Loans
- Bank Bills
- Equity Loan
Equipment Finance
Platinum offer a number of Equipment Finance options including:
- Lease
- Hire Purchase
- Chattel Mortgage
Rental Finance
Like Equipment Finance, Rental Finance can provide great tax benefits while freeing up your capital to grow your business. A number of different term options are available to suit your cashflow requirements.
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